Built for South African Businesses

Enterprise AccountingMade Simple

Complete bookkeeping, payroll, and SARS compliance for South African businesses. Automate PAYE, UIF, SDL, VAT201, and EMP201 β€” all in one platform.

No credit card required
Setup in 5 minutes
Cancel anytime
app.commas.co.za

Revenue

R1.24M

+12%

Expenses

R820K

-3%

Net Income

R420K

+18%

Monthly Overview

Last 6 months
Jul
Aug
Sep
Oct
Nov
Dec

Recent Transactions

Invoice #1234+R85,000
Payroll - Dec-R120,000
Client Payment+R45,000

Revenue

+34.5%

VAT Filed

On Time

0+

Businesses Trust Us

R0B+

Transactions Processed

0

Countries Supported

0%

Uptime Guaranteed

Powerful Features

Everything You Need to Run Your Business

From invoicing to tax filing, we've got you covered with tools designed specifically for African businesses.

Double-Entry Accounting

Professional chart of accounts with industry templates, multi-currency support, and full audit trails.

Complete Payroll

Automatic PAYE (SARS tables), UIF, SDL, and retirement fund calculations. Generate payslips, EMP201, and IRP5.

Statutory Compliance

Generate VAT201, EMP201, IRP5, and SARS-ready returns. Stay compliant with one-click filing.

Invoicing & AR

Create professional invoices, track payments, manage aging, and automate reminders.

Bills & AP

Track vendor bills, manage approvals, schedule payments, and optimize cash flow.

Bank Reconciliation

Import statements, auto-match transactions, and reconcile accounts in minutes.

Financial Reports

Balance sheet, P&L, cash flow, and custom reports. Export to Excel or PDF.

Enterprise Security

Bank-grade encryption, role-based access, audit logs, and SOC 2 compliance.

Multi-Country Support

One platform. Deep local compliance.

Deep understanding of local tax laws, statutory requirements, and business practices β€” in both Nigeria and South Africa.

Your region
πŸ‡ΏπŸ‡¦

South Africa

ZAR (R)

  • PAYE with SARS tax tables and rebates
  • UIF (Unemployment Insurance Fund)
  • SDL (Skills Development Levy)
  • Retirement fund contributions
  • SARS VAT (15%) with VAT201 returns
  • EMP201 + IRP5 filing
πŸ‡³πŸ‡¬

Nigeria

NGN (₦)

  • PAYE calculation with all 36 states + FCT
  • Pension (18% β€” 8% employee, 10% employer)
  • NHF (2.5% of basic salary)
  • NSITF and ITF contributions
  • FIRS VAT (7.5%) compliance
  • Withholding tax management

Why Choose Commas?

Purpose-built for African businesses, not adapted from foreign software.

C

Commas

S

Sage

X

Xero

Nigerian PAYE Support
South African UIF/SDL
Local Currency (NGN, ZAR)
FIRS/SARS Integration
Pension Auto-Calculation
Multi-State Tax Filing
Affordable Pricing
Local Support Team

Trusted by African Businesses

See why thousands of businesses choose Commas for their accounting needs.

"Commas saved us hours every month on payroll. The PAYE calculations are accurate to the kobo, and generating statutory reports is now just one click."

AO

Adebayo Okonkwo

Finance Director at TechVentures Nigeria

"Finally, accounting software that understands South African tax law! The UIF and SDL calculations are automatic, and the SARS integration is seamless."

SB

Sarah van der Berg

CFO at Cape Digital Solutions

"We switched from Sage and cut our accounting time in half. The multi-currency support and Nigerian bank integrations are game-changers."

EC

Emmanuel Chijioke

Managing Partner at Lagos Business Consulting

Transparent ZAR Pricing

Start small. Grow into a full ERP.

Pick a core tier, then install only the apps you need. All prices in South African Rand (R). No surprises, cancel anytime.

Launch

For solo traders taking their first step

R84/mo
Billed annually
1 user
  • General Ledger & Chart of Accounts
  • Sales Invoices & Receipts
  • Supplier Bills & Payments
  • Banking & Reconciliation
  • Basic Financial Reports
  • 25 invoices per month
  • 25 bills per month
  • Email support
  • Fixed Assets & Inventory
  • Debtors Management
  • Multi-currency
Start Free

Essentials

Everything a small business needs to run its books

R339/mo
Billed annually
Up to 3 users
  • Everything in Launch
  • Unlimited invoices & bills
  • Unlimited bank transactions
  • Up to 3 users
  • Country compliance pack included
  • Quotes & sales orders
  • Recurring invoices
  • Email templates
  • Priority email support
  • Fixed Assets & Inventory
  • Multi-currency
Start Free Trial
Most Popular

Premium

The complete ERP for established businesses

R849/mo
Billed annually
Up to 10 users
  • Everything in Essentials
  • Fixed Assets & Depreciation
  • Inventory & Stock Management
  • Budgeting & Variance Analysis
  • Expense Management
  • Debtors Management & Collections
  • Advanced Reports (70+)
  • Multi-currency
  • Up to 10 users
  • Chat & email support
Start Free Trial

Growth

For mid-sized companies with advanced controls

R1,699/mo
Billed annually
Up to 25 users
  • Everything in Premium
  • Multi-Entity Consolidation (3 entities)
  • Advanced Approval Workflows
  • Audit & Compliance Pack
  • Full REST API + Webhooks
  • Period locking
  • Segregation of duties
  • Up to 25 users
  • Phone & priority support
Start Free Trial

Enterprise

Government, municipalities, and large enterprises

Custom
Tender-friendly contracting
Unlimited users
  • Everything in Growth
  • MSCOA compliance (SA municipalities)
  • IPSAS compliance (government)
  • GRAP compliance (SA public sector)
  • Unlimited entities
  • Per-seat licensing available
  • Dedicated instance / on-premise option
  • Named account manager
  • SLA with response guarantee
  • Data residency options
Contact Sales
Installable Apps

Add only what you need

Bolt any of these onto your core tier. Enable with one click, try free for 14 days, and remove any time.

Payroll

R20
per employee / month

Full payroll engine with country-specific tax calculations, payslip generation, and statutory deductions.

Statutory Reporting

R299
per month

VAT returns, PAYE filings, pension schedules, UIF, WHT β€” country-specific forms and e-filing preparation.

Project Accounting

R299
per month

Project costing, billable time tracking, project P&L, and billing from time entries.

Advanced Analytics

R299
per month

Executive dashboards, drill-down BI, AI-powered insights, and custom KPI tracking.

Document Management

R99
per month

File storage, invoice attachments, document search, and compliance archival (50GB included).

SMS Notifications

R0.25
per SMS

Send invoices, payment reminders, and payroll notifications via SMS. Pay only for what you send.

Built for South Africa

Industry bundles, pre-configured

Save up to 25% with a bundle curated for your type of organisation β€” live in under 30 minutes.

South African SME Pack

Built for South African businesses

Save 15%

Premium + Payroll + Statutory Reporting + SA Compliance Pack at a 15% bundle discount.

Get this bundle

SA Municipality Pack

MSCOA + GRAP compliant from day one

Save 25%

Growth + Payroll + Statutory + MSCOA + GRAP + Audit Pack β€” a 25% discount on everything a municipality needs.

Get this bundle
All prices exclude VAT (15%). 14-day free trial on every tier. No credit card required.

Ready to Transform Your Business Finances?

Join thousands of African businesses that trust Commas for their accounting needs.

No credit card required Β· 14-day free trial Β· Cancel anytime